Client Lifecycle Management- KYC Review Analyst

Investec is a distinctive Specialist Bank serving clients principally in the UK and South Africa. Our culture gives us our edge: we work hard to find colleagues who'll think out of the ordinary and we put them in environments where they'll flourish. We combine a flat structure with a focus on internal mobility. If you can bring an entrepreneurial spirit and a desire to learn and collaborate to your work, this could be the boost your career deserves.

Embedded in our culture is a sense of belonging and inclusion. This creates an environment in which everyone is free to be themselves which helps to drive innovation, creativity and ultimately business performance. At Investec we want everyone to find it easy to be themselves, and to feel they belong. It's a responsibility we all share and is integral to our purpose and values as an organisation.

Research shows that some candidates can be reluctant to apply to a role unless they meet all the criteria. We pride ourselves on our entrepreneurial spirit here and welcome you to do the same – if the role excites you, please don't let our person specification hold you back. Get in touch!

Description of role and key responsibilities:

Are you currently working as a KYC Onboarding or Reviews analyst for a medium or large bank? Do you have a clear understanding of Risk Management & Anti Money Laundering practices? Are you experienced in understanding complex corporate structures? If so, then this opportunity may be suitable for you.
The Client Lifecycle Management team (CLM) oversees the end-to-end KYC (Know You Customer) process for Clients for Investec Bank plc. This includes New Business Onboarding for New and Existing Clients, Periodic Reviews, Triggered Events and finally Off boarding. CLM support clients (both Individuals and Corporates) from HNW, Private Clients, Private Companies, Listed Companies, Funds & Trusts for a variety of sectors. We also support Global Markets and Principal Investment. CLM works alongside the MLRO & Financial Crime team to deliver their policies and apply appropriate Regulatory Classification, as well as operational support for Investec Bank plc (IBP) and offshore subsidiaries and branches.
Objective of Role
The primary responsibility of this role is to perform core AML/KYC due diligence on Reviews & Triggered Events. Such responsibilities include but not limited to ID & Verification, PEP & Sanction Screening, Negative Media/Adverse Media screening, Financial Crime Risk Re-assessment and ownership re-validation. In addition, this role includes Regulatory Classification (e.g., MiFID, EMIR, FSCS, FATCA/CRS and UK CASS rules etc), and other processes of existing clients for both Investec Bank plc (IBP), and offshore subsidiaries and branches including USA & India.
As well as the primary responsibilities, the role requires candidates to work independently and diligently, be able to identify issues and problem solve, manage multiple business priorities, have a strong control mind-set and be able to articulate clearly between Business and CLM team. The candidate will also be responsible for working closely within the team, Financial Crime, MLRO, Businesses (both UK and non-UK) and other colleagues in Operations, Legal, Credit and Risk.

Core skills and knowledge:

• Regulatory Knowledge as applicable to role as above (compulsory)
• Proven experience of KYC analysis of both individual and complex corporate clients and understanding the due diligence of corporate documents (not limited to banking) is essential, including knowledge of third-party data providers e.g., Equifax, Bureau Van Dijk, Dow Jones.
• Strong understanding of IBP's client lifecycle management processes and procedures;(desirable)
• Proven experience of analysing complex legal structures.
• Proven experience of PEPs, Sanctions and Negative Media screening.
• Proven experience in performing financial crime risk assessments of clients.
• Basic understanding of company balance sheets, financials, and/or annual returns.

ICA KYC/AML/Financial Crime Certification (completed or in progress) desirable.

Any other attributes that would be helpful, but not essential for the role:

• Strong attention to detail e.g., accurate capture of data.
• Analytical and risk assessment skills.
• Competent computer skills.
• Strong understanding & adherence of processes & procedures.
• Comfortable with managing and interpreting data.
• Good verbal and written communication skills.
• Interacts with stakeholders in a professional, service-orientated manner; and

To have exposure to all regulatory classification would be very beneficial